RNB Wealth Management Group — Miami Independent RIA
Miami-Based Independent RIA
Counter-Investing
The bedrock of RNB Wealth Management Group
Most advisors start with a product. We start with a conversation. Most investors follow the crowd. We follow the research, even when it points the other way. That is Counter-Investing.
17
Years Independent
15
Year Avg. Client Tenure
0
Proprietary Products
Independent thinking. Disciplined execution.
Independent
Proactive
Conviction-Driven
Our Approach

Most firms manage portfolios.
We tend to the relationship first, and let the portfolio grow from there.

Rich Brooks spent years inside large institutional firms watching clients drift from the decisions that mattered most. The traditional system wasn’t built around the client. It was built around the firm.

RNB was founded on a different premise: the depth of the relationship shapes the quality of the outcome. The work begins with an authentic conversation to shape the plans that follow.

Going independent meant freedom to invest without a pre-approved product list, and full accountability for every outcome, even when our view runs against the consensus.

01
People First, Money Second
Every engagement begins with listening. What are you building toward? Who are you building it for?
02
Fewer Cooks in the Kitchen
The person who makes the decision is the person you speak with. Full authority, direct accountability.
03
The Best Trade Is Sometimes No Trade
Activity is not the same as progress. Knowing when to hold is as important as knowing when to move.
04
Independent Thinking, Open Architecture
No proprietary products, no constrained lists. When our research points away from the herd, we’re free to follow it.
05
Communication That Closes the Loop
When markets move, you hear from us before you see the headline.
What We Do

Advisory built for the contours of real wealth.

For individuals, families, and business owners who have outgrown the one-size-fits-all model.

Investment Management
Active, discretionary portfolio management across equities, fixed income, and alternatives. We concentrate where conviction is highest, manage risk across full market cycles, and aren’t afraid to hold a non-consensus view when the research supports it.
  • Security selection
  • Alternatives
  • Tax-sensitive execution
  • Active oversight
Wealth Planning & Coordination
Your portfolio doesn’t exist in isolation. We coordinate across retirement, estate, liquidity, and tax, directly or through a trusted specialist network, so the pieces move together.
  • Retirement planning
  • Estate coordination
  • Specialist network
  • Life-event planning
How It Works

From first conversation to long-term partnership.

Every relationship begins with a conversation to understand what you want to accomplish and the life it’s meant to support.

01
Discovery
Listen Before We Act
A real conversation about your family, your business, and what you’re building. Rich asks, then he listens. What does success look like for you?
02
Strategy Design
Built Around You
A strategy built from the ground up around your situation, goals, and timeline. Where our thinking diverges from the consensus, we say so plainly and explain why.
03
Active Management
Continuous, Not Quarterly
When the landscape shifts, we act with conviction. When it calls for stillness, we hold. You’re informed either way. The absence of activity is still a decision.
04
Ongoing Partnership
The Relationship Compounds
Life changes, and our strategy evolves with it. A relationship earned over years of listening and showing up.
31
Years Advising
About

Built from experience.
Tested by life.

Richard N. Brooks  ·  Managing Member & CIO

Richard N. Brooks grew up in suburban Philadelphia and graduated from Penn State, later serving clients through Merrill Lynch, Citigroup, and Wachovia. That experience gave him a thorough institutional education, and revealed the gap between the people managing portfolios and the clients whose lives those portfolios were meant to serve. He left to build a different path.

He founded RNB Wealth Management Group as an independent practice where the person managing your money is the same person who understands your life and is willing to act independently on your behalf, in your best interest. That commitment has produced an average client relationship of fifteen years, with his longest-tenured client now entering year twenty-eight.

Rich brings the same discipline outside the office. He has summited mountains, completed triathlons, and skied backcountry terrain. The landscape photographs throughout this site are his, quiet evidence of a man who pays attention to what others walk past.

He is a husband and father to two children (and one rescue dog).

I connect with people so they are empowered to be their best selves.
Richard N. Brooks  ·  Managing Member & CIO
Registered Investment Adviser · Independent fiduciary: legally obligated to act in your interest, fully transparent on fees
Author, Counter Investing: A Winning Approach to Life and Finance
South Florida HNW advisory · bilingual English / Spanish
Richard was employed by Smith Barney, a major wealth management division of Citigroup (later acquired by Morgan Stanley). Wachovia was later acquired by Wells Fargo.
Get in Touch

The conversation
starts here.

You ask, we listen, and together we figure out whether there’s a fit.

Phone
(305) 653-6669
Location
Miami, Florida
Request a Conversation
We respond within one business day. All conversations are confidential.

    By submitting, you agree to be contacted by RNB Wealth Management Group. We do not share your information with third parties.